Posts in Financial Education
How To Talk About Money With Your Significant Other

Many people try to avoid talking about money as long as they can. With someone as important as your significant other, though, this can turn out to be disastrous. Discussing your financial life and goals can help both of you plan better for the future, especially if you live together (or ever plan to do so). Read on for a few tips for on how to navigate your discussion in a productive and respectful way. 

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Pros & Cons - Leasing vs. Financing A New Car

Getting ahold of your first new car is undeniably exciting. It's also a serious commitment. Most people don’t have the liquid capital to buy the vehicle outright with their cash on hand, meaning there’s two choices as for payment - financing or leasing. Historically, financing has been the more common choice as opposed to leasing, but in this day and age the decision may not be quite as clear-cut. We’ll take you through the ins and outs of both possibilities to help determine what makes the most sense for your financial situation.

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Using Tech to Teach Your Children About Money

Worried about your child being constantly attached to a digital device? You can actually use technology to help teach your kids about money. There are several money apps and games that are designed for children. You might need to do a little research to find the right one that will appeal to  your child, but these apps are a great help in teaching your children about money and reinforcing what you are already teaching them.

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Pros & Cons - Secured Credit Cards

What is a secured card anyways? A secured credit card is largely similar to prepaid debit: Both are issued by traditional creditors and require an upfront investment by their users. By depositing funds from a non-credit bank account (or, in prepaid debit's case, cash or check at your bank's branch), you provide the financial institution collateral that eliminates or mitigates their risk. Read on to find out more about this unique type of credit option.

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An Essential Guide to Renters Insurance

Renting can sometimes be considered more of a young person's living strategy - those from early college age into their late 20s - but data from the Pew Research Center makes it clear that things aren't nearly so cut and dried. As of 2016, 43.3 million people referring to themselves as heads of household (which includes single individuals) for U.S. Census Bureau questionnaires said they rented their residences. Percentage-wise, that comes out to 36.6 percent, which is close to the all-time-high 1967 figure of exactly 37 percent. Additionally, renting rates are up among demographic groups traditionally viewed as homeowners, such as middle-aged adults.

All told, renting in America is on a significant upward trajectory.

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Choosing the Best Credit Card For Your Needs

Secured vs. unsecured? How does a credit card differ from debit? Why would I want to take out credit if I already have the finances to cover a purchase? Credit cards may seem simple at first glance, but there’s a lot more that meets the eye when it comes to using them for real. Get the down-low on how to become a responsible credit user, as your credit history can greatly influence your financial options later on in life.

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