Lend and borrow money.


SoLo is a mobile lending exchange, connecting lenders and borrowers for the purpose of providing more affordable access to loans under $1,000.


Anyone can lend or borrow.


Why lend?

  • Help peers in time of need
  • Earn money on lent dollars
  • Confidently lend using the SoLo Score

Why borrow?

  • Solve your emergency cash needs
  • Relieve the financial strain of payday and title loans
  • Build your credit score

How It Works

1. Instantly create a loan
Easily select loan amount, payback date, and lender markup. Post your request to the marketplace.

2. Browse all loan requests
Securely fund requested loans from the marketplace and make a percentage off lent money.

3. Improve your credit score
Successful transactions positively affect your credit score.




Why We're Here

We understand how difficult it is to get a loan under $1,000 and the trouble of living with financial stress, because we've lived it ourselves. We realized that we weren't alone. 


of Americans are living paycheck to paycheck


of Americans couldn't come up with $400 of emergency cash without borrowing from someone or selling something.


(That's a huge problem.)