SoLo Funds, Inc., a Certified Public Benefit Corporation, is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. The SoLo Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

¹ The SoLo Score is a proprietary machine learning model trained on SoLo marketplace transaction data, including connected banking and transaction data. Model performance reflects the volume and recency of data available to it. The SoLo Score is not a credit score, is not provided by a consumer reporting agency, and is not used to furnish information to consumer reporting agencies. Model outputs do not guarantee repayment or any particular lending outcome.

² Lending through SoLo involves risk, including the risk of borrower default and loss of principal. Lender returns are not guaranteed, are not insured by the FDIC or any federal agency, and are not bank deposits. Historical performance figures reflect platform-wide averages and do not predict future results. Individual results vary.

³ All loan requests are subject to verification, lender proposal, and the requestor's final acceptance. Tips and donations are voluntary.

⁴ Alpha's 16% annualized return is supported by trailing twelve-month SoLo marketplace performance through August 2026: 2.567% average per 14-day cycle, net of losses, at a SoLo Score of 55 or above; 93.62% annualized under the Reg DD Appendix A method. "Best performing" compares that return against commonly cited returns for retail options including high-yield savings, CDs, U.S. Treasuries, equity index investing, crypto, prediction markets, and real estate as of September 2026, relative to volatility, drawdown, and participant loss rates; not a standardized risk-adjusted measure. Comparative figures are not SoLo-sourced. Sources: FDIC National Rates; Federal Reserve H.15; Fidelity; CoinMarketCap, CoinMetrics, Glassnode; The Wall Street Journal (2026); Case-Shiller, FHFA, NCREIF, Nareit.

⁵ SoLo's characterization of its own platform. A statement of opinion, not a ranking, third-party evaluation, or representation of financial performance.

⁶ Borrower savings estimates compare total SoLo borrowing cost to the cost of equivalent subprime credit card borrowing as measured in SoLo's 2026 Cash Poor Report. Individual savings vary.

⁷ All SoLo figures on this page are cumulative through August 2026, are calculated by SoLo Funds, and are unaudited. Market comparison rates are current as of September 2026 and are subject to change.

⁸ Claims in this section are substantiated using SoLo Funds borrowers with a SoLo Score of 55 or above, over the trailing twelve months, in aggregate. The same borrower population applies regardless of product.

© 2026 SoLo Funds Inc.

Whether you want to lend, or need to borrow, this is a great way to achieve financial goals on both sides of the coin.

Steve S.

People helping people, not people being institutionally analyzed as if they were inventory.

Jeffrey

I think what they are doing for the underserved community is awesome and whether I end up lending or borrowing I am happy to contribute here.

Elizabeth S.

The financial intelligence ecosystem for every class.

Many forms of financial gain, in one place.⁸

Make a return while helping others.²

No judgment.
Just capital. Fast.³

Money that moves with you, wherever you're headed.

America's best performing account, powered by intelligence.⁴

The insight behind smart money moves.

Real spending data.
Real-time signal.

The Most Important Financial Innovation of our Generation⁵

Backed and recognized.