Access for all
78% of American workers live paycheck to paycheck, often forced into taking loans from family, friends, or payday loans that average 400% APR. Our mission at SoLo is to provide affordable access to loans for those in need by connecting borrowers to lenders through our mobile Marketplace. Lenders earn “appreciation tips” while borrowers set their own payback terms. It’s a win win for everyone.
FICO scores don’t tell the whole story. The SoLo Score can help. We take various types of information into account to help determine a Borrower’s creditworthiness.
Gift a Loan
Feeling generous? Make someone's day by choosing to gift a loan to a Borrower without requiring repayment.
You're in good hands. We use bank-level security encryption and do not store or sell sensitive information.
Pay back your loans early without any penalties or added fees. Doing so will help encourage Lenders to continue funding your future loans.
Join the SoLo Community
Get started as a lender or borrower for free. Currently available only on iOS.